This chocolate chip cream cheese dip is a fun and creamy delight! With a perfect blend of sweet cream cheese and chocolate chips, it’s just begging for some dippable treats.
Just grab your favorite cookies or fresh fruit, and scoop up this deliciousness. Sometimes I find myself just eating it with a spoon—guilty as charged! 😄
Key Ingredients & Substitutions
Cream Cheese: Use full-fat cream cheese for the best flavor and creaminess. If you’re looking for a lighter option, reduced-fat cream cheese works too, but the texture might be a bit softer.
Whipped Topping: You can use store-bought whipped topping, or if you prefer homemade, whip heavy cream until soft peaks form. For a dairy-free alternative, coconut whipped cream is a great substitute.
Powdered Sugar: If you’re looking for a lower-sugar version, try using a sugar substitute designed for baking. Just remember that it might change the texture a bit.
Chocolate Chips: Mini chocolate chips are perfect, but if you can’t find them, you can chop regular chocolate chips or even use white chocolate chips for a different twist.
How Do I Ensure My Dip is Light and Fluffy?
Achieving that fluffy texture is key for this dip. When incorporating the whipped topping or whipped cream, be gentle. You don’t want to deflate the air you’ve just whipped in.
- Start by beating the cream cheese until creamy and smooth—this creates a solid base.
- Once you add the powdered sugar and vanilla, mix until just combined.
- Fold in the whipped topping carefully. Use a spatula and gently lift from the bottom to the top to maintain airiness.
Finally, keep it chilled if you’re not serving it right away. This helps it hold its shape and keeps the flavors fresh!

Chocolate Chip Cream Cheese Dip
Ingredients You’ll Need:
- 8 oz (225 g) cream cheese, softened
- 1 cup (240 ml) whipped topping or heavy cream whipped to soft peaks
- 1/2 cup (60 g) powdered sugar
- 1 tsp vanilla extract
- 1/2 cup (90 g) mini chocolate chips, plus extra for topping
How Much Time Will You Need?
This delicious dip takes about 10 minutes to prepare! If you decide to refrigerate it to chill, add about 30 minutes more for the best taste and texture. So, overall, plan for a 40-minute total time if you choose to let it chill.
Step-by-Step Instructions:
1. Beat the Cream Cheese:
Start by taking the softened cream cheese and placing it in a medium bowl. Using an electric mixer, beat it until it’s smooth and creamy. This will be the base for your dip, so make sure there are no lumps!
2. Mix in Sugar and Vanilla:
Add the powdered sugar and vanilla extract to the cream cheese mixture. Continue to beat everything together until it’s well combined and smooth. This step adds sweetness and flavor to the dip.
3. Fold in Whipped Topping:
Now it’s time to gently fold in the whipped topping (or whipped cream). Use a spatula to carefully mix it in, making sure you keep the airiness in the mixture. This will make your dip light and fluffy!
4. Add Chocolate Chips:
Add in the mini chocolate chips and give them a good stir to distribute evenly. Remember to save some for sprinkling on top for a pretty finish!
5. Serve the Dip:
Transfer your creamy dip into a serving bowl and sprinkle the reserved chocolate chips on top. You can serve it right away or pop it in the fridge for about 30 minutes to chill.
6. Enjoy with Dippers:
Grab your favorite dippers! This dip tastes amazing with crackers, cookies, fresh fruit like strawberries, or even pretzels. Dive in and enjoy!
Can I Use Low-Fat Cream Cheese?
Yes, you can use low-fat cream cheese, but the texture may be a bit softer than full-fat cream cheese. It will still taste great!
How Do I Store Leftovers?
Store any leftovers in an airtight container in the refrigerator for up to 3 days. Just give it a quick stir before serving again!
Can I Make This Dip in Advance?
Absolutely! You can prepare the dip a day ahead of time. Just keep it covered in the fridge, and it’ll be perfect when you’re ready to serve it!
What Can I Use Instead of Whipped Topping?
If you’d like to avoid whipped topping, you can whip heavy cream to soft peaks as a substitute. Alternatively, for a lighter option, light whipped cream is also a good choice!



